Effective Date: July 1, 2026

At Nutshomies Accessories (Nutshomies.com), we want to make your checkout experience as secure, straightforward, and transparent as possible. This Payment Policy outlines the accepted payment methods, transaction security protocols, and billing terms for all purchases made on our Site within the United States.

1. Accepted Payment Methods

To offer maximum flexibility, we accept a variety of secure, major domestic and international payment methods at checkout. You can settle your transaction using:

• Credit/Debit Cards: Visa, Mastercard, American Express, Discover, and JCB.
• Digital Wallets & Accelerated Checkouts: Apple Pay, Google Pay, and Shop Pay.
• Alternative Payment Gateways: PayPal.

All transactions are processed in US Dollars ($ USD). If your credit card account is linked to a different currency, your bank will automatically calculate the exchange rate and any applicable international transaction fees.

2. Secure Transaction & Data Encryption

Your financial security is our highest priority. We use strict technical guardrails to protect your sensitive financial information during checkout:

• PCI-DSS Compliance: Our entire checkout infrastructure operates through Tier-1, PCI-DSS Level 1 certified settlement layers (such as Stripe, Shopify Payments, or WooCommerce-compliant gateways).
• End-to-End Encryption (E2EE): All payment data transmitted from your browser to our payment processors is fully encrypted using Secure Sockets Layer (SSL) or Transport Layer Security (TLS) cryptographic protocols.
• No Stored Card Data: Nutshomies Accessories does not store, process, view, or log full credit card numbers, CVVs, or unencrypted bank routing paths on our internal web infrastructure. Your data is securely tokenized and sent directly to our merchant processors.

3. Billing and Order Authorization

When you finalize your order on Nutshomies.com, your payment method will be authorized and charged immediately:

• Instant Authorization: Your card or account will be billed at the time of purchase to secure the inventory from our US fulfillment centers.
• Verification: To protect our customers against online fraud, your billing name and address must match the details on file with your financial institution. Orders flagged by our automated fraud prevention systems may be held for manual verification or canceled. If this happens, our support team will notify you via email.
• Sales Tax: Applicable state and local sales taxes are dynamically calculated at checkout based on your shipping address and will be clearly itemized on your final receipt before you pay.

4. Cancellation and Refund Processing

If you need to change your mind or return an item, your money is fully protected:

• Order Cancellations: If you request a cancellation before your order passes our 2:00 PM PST daily cutoff time and enters fulfillment, we will cancel the transaction and release the funds immediately.
• Returns and Refunds: Refunds are processed under our 30-Day Return & Refund Policy. Once a returned item is received and inspected at our Garland, TX or Ontario, CA hubs, your full refund will be credited back to your original payment method.
• Processing Timelines: While we release refunds immediately upon inspection, it can take 3 to 7 business days for your bank or credit card company to post the funds back into your account.

5. Contact Information & Support

If you notice a billing error, have questions about a payment charge on your bank statement, or experience issues during checkout, please reach out to us:

US Customer Operations:

• Primary Support Email (Preferred): support@Nutshomies.com
• Toll-Free Phone: +1 (866) 448-5031
• Digital Contact Page: Nutshomies.com/contact-us
• Live Web Chat: Available 24/7 directly on Nutshomies.com